FCM's 401(k) Plan School
Frank teaches students how to have more money; more time; and less stress.
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You’re About To Learn Secrets That Most

Employers and Employees Will Never Know

About Investments and 401(k) Plans

 

"Cut 401(k) Plan Expenses  So That

You Keep More Of YOUR Money"

by Frank R. Cirullo will be released on January 1, 2009.
 
 
But the good news is this. You can read chapter one, today, free. 

Name:
Email:

Would you like read chapter one—right now? Yes? Okay. 

Step 1. Enter your first name and e-mail.
Step 2. Click "Send Chapter One To Me Now." 
  • Investing does not have to be hard work or stressful.
  • Investing in your plan does not have to be time consuming.
  • Making your 401(k) plan truly low cost is easier than you may think. 
 
 Expert author, Frank Cirullo
 
 
Three Things That Every Person Wants Most:
  1. More Money.
  2. More Time.
  3. Less Stress.

I'll teach you how to go three for three.  Easy! 

 
By the way, how did you hear about my Website? Was it a referral from a relative? friend? associate? employer? employee? 
 
Did you know that your relatives, friends, and associates are always open to great tips on their 401(k) plan and its investments? That's why they search the internet for answers to their questions.
 
The only problem is this. It requires time, and they may not find the best solutions to cut their plan’s cost or improve its investment performance.

However, in the difficulty lies the opportunity.

Did you know that you can step up to the plate and be a hero to your relatives, friends, and associates? Truly, you really can be a hero to your employer, too. 

How?

Just apply the golden rule. Yes, treat others as you want to be treated.

Tell people that they can get answers to their questions and solutions to their problems at http://www.401kplanschool.com/  Or they can Google Frank Cirullo.
 
 
Let me assure you that cutting expenses in your 401(k) plan is both practical and necessary. Congress has proved that most employers and employees don't know how much they are really paying their plan and its investments.
 
Will you consider the possibility that your plan costs more than it should?
 
After you complete a few quick lessons you, too, can enjoy the benefits of having more money; more time; and less stress.  Isn't that really what you want?
 
So, go ahead, enter your name and e-mail above so that I know where to send your free lessons.
 
Best wishes,
 
Frank R. Cirullo
 
Founder http://401kplanschool.com/ and First Capital Management in San Diego.
 
First Capital Management
16776 Bernardo Center Drive, Suite 203
San Diego, CA 92128
1.858.586.7738
 
to make to you on my book before it's released in January.
 

 
Table of Contents
 
Introduction
Preface
Chapter 1 - Facts Are Facts
Chapter 2 - Know Your Numbers
Chapter 3 - Stop Paying For Advice You Don't Need 
Chapter 4 - Beware The HIgh Cost Of Free
Chapter 5 - Make Basic But Profound Changes
Chapter 6 - Stop Trying To Beat The Market
Chapter 7 - Choose Your Adviser Carefully
Chapter 8 - Don't Make This Classic Investment Mistake
Summary
 
make to you on my book before it's released in January.
 
 
 
Privacy Statement  
 
We respect your privacy and never sell or rent our customer lists. First Capital Management does not share personal information about you with other people or non-affiliated companies. We limit access to personal information about you to only our employees who we believe reasonably need to come into contact with that information in order to do their jobs. We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you. Account information is password-protected. In certain areas industry-standard SSL-encryption is used to protect data transmissions.
 
Mission Statement 
  
The prime directive of First Capital Management is to promote and teach effective ideas for managing a plan. Only proven ideas that actually save a plan money are discussed; therefore, hypothetical illustrations are not used. We are committed to uncovering the unnecessary EXPENSES and making them TRANSPARENT.
 
 
 
About 401(k) Plan School
 
Frank R. Cirullo, your teacher, is a Registered Investment Adviser, prudent expert, and twenty-five year financial veteran. He teaches students how to have more money; more time; and less stress.
Frank breaks down complex financial topics into small chunks so that any person who can read, and add and subtract can profit.  He is the founder of FCM's 401(k) Plan School, FCM's 403(b) Plan School, FCM's Student Center, and First Capital Management. 
  
If you think there are too many me-too products and services these days, you're right! That's why your teacher, Frank Cirullo, shows you how to narrow down your choices to what's optimal. hat way you can optimize your plan and its investments so that it truly serves YOU rather than your plan's vendors.
Save time—learn how to eliminate the myriad investments, products, and services that only create the illusion of making your plan optimal. 
 
 
 How To Link To Us
 
If our information has helped you, please support us by adding a link to us from your Web site. That way all of your employees will see it, and they, too, can benefit from our free education.
 
Easy!  Just copy and paste our html link, shown below, into your Web site.
<a href="http://401kplanschool.com/">401(k) Plan School: Featuring Free Education</a> 
It will appear on your Website like this: 401(k) Plan School: Featuring Free Education
 
 
 
© Copyright 2008 Frank R. Cirullo. All rights reserved. Printed in the United States of America. No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise with the written permission of the author.